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Wave Excellent

Free core accounting and invoicing aimed at freelancers and very small businesses, with paid payments and payroll on top.

Ledger Find Rating

ExcellentBased on five weighted criteria
Features & capabilitiesVery GoodFeatures & capabilities: Very Good
Ease of useExceptionalEase of use: Exceptional
Pricing & valueExceptionalPricing & value: Exceptional
Integrations & scalabilityVery GoodIntegrations & scalability: Very Good
Customer experienceExcellentCustomer experience: Excellent

How this is calculated: Features & capabilities 25%, Ease of use 20%, Pricing & value 20%, Integrations & scalability 15%, Customer experience 20%. How ratings work.

Free accounting for very small businesses

  • Free invoicing and accounting core
  • Pay only for payments and payroll
  • Lighter reporting than paid platforms

Pricing

Starter$0
ProFrom $16/mo

Pricing checked 2026-09-03. Always confirm on the vendor site.

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