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Best Accounting Software for Small Business

Ledger Find Editorial · Last updated 2026-08-11
Short answer. For most small businesses, QuickBooks Online is the default choice. It integrates with nearly every other business tool, payroll and payments bolt on cleanly, and most bookkeepers already know it.

Once a business has employees, inventory, or an outside bookkeeper, the calculation changes. Integrations and the ability to hand the books to a professional matter more than saving a few dollars a month.

Compare at a glance

PlatformScoreBest known forFrom
QuickBooks8.6/10Best for small business$35/moVisit ↗
Xero8.4/10Unlimited users on every plan$20/moVisit ↗
Zoho Books7.7/10Part of the Zoho suite$15/moVisit ↗
Sage7.5/10Established mid-market accountingFrom $25/moVisit ↗
QuickBooks
Accounting Software
8.6/10
Best for small business
  • Integrates with almost every other business tool
  • Payroll and payments available as add-ons
  • Widely supported by accountants and bookkeepers
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Xero
Accounting Software
8.4/10
Unlimited users on every plan
  • Unlimited users included on every plan
  • Bank reconciliation and cloud-first workflow
  • Strong reporting on lower-priced plans
Zoho Books
Accounting Software
7.7/10
Part of the Zoho suite
  • Lower cost than most major platforms
  • Fits the wider Zoho product suite
  • Automation available on entry plans
Sage
Accounting Software
7.5/10
Established mid-market accounting
  • Multiple editions for different business sizes
  • Established option for mid-market operations
  • Steeper learning curve than entry-level platforms